Health benefits

Medical Plans

EBMUD offers Kaiser, Health Net and Anthem Blue Cross Classic plans. Coverage is effective the first day of the month following the hire date for employees and eligible dependents.

KAISER HMO: Premiums are fully paid by EBMUD for employee and their eligible dependents.

HEALTHNET HMO: Single coverage (employee only) is fully paid by EBMUD. Double or family coverage requires the employee pay 15% of the premium cost.

ANTHEM BLUE CROSS CLASSIC PPO: Single coverage (employee only) is fully paid by EBMUD. Double or family coverage requires the employee pay 15% of the premium cost.

Dental Plan (Delta Dental)

Premium is fully paid by EBMUD for employees and eligible dependents.

Vision Plan (VSP)

Premium is fully paid by EBMUD for employees and eligible dependents.

Wellness Programs

EBMUD offers wellness programs and resources designed to promote overall health and well-being. A monthly Wellness Connection Healthy Life Newsletter is sent to all employees. Various seminars on health related topics are regularly presented by benefit providers and employees can participate in basic health testing and risk assessment. There are four on-site fitness facilities accessible to employees.

Flexible Spending Account (FSA)

The FSA gives employees the opportunity to set aside money on a pre-tax basis, for eligible out-of-pocket health care and dependent care expenses.

EBMUD offers supplemental benefit dollars per calendar year to eligible employees, to use as pre-tax FSA or take as taxable cash.

MEDICAL CARE REIMBURSEMENT PLAN (MCRP): Employees can set aside up to $2,550 per year including EBMUD's supplemental benefits for eligible out of pocket health care expenses such as co-pays for office visits, prescription drugs, eyeglasses, etc. The plan offers a FSA debit card which makes it easy to spend FSA dollars. The FSA debit card pays directly from employees’ FSA, therefore eliminates paying out of pocket, filing a claim and waiting for reimbursement.

DEPENDENT CARE ASSISTANCE PLAN (DCAP): Employees can set aside up to $5,000 per year including EBMUD's supplemental benefits for reimbursement of eligible child care expenses.